Our Drive-Thru will be open on Tuesday, December 24th, from 8 AM to 12 PM. CBK will be closed on Wednesday, December 25th.

Don’t forget, our Digital Banking services and ATMs are always available for your convenience. Wishing you a safe and joyful holiday season!

Agribusiness Loans

Rural Enrichment

Whether you’re a first-generation farmer or following in the footsteps of your great-great-great grandfather, we understand that the next generation is important to you.

Because we’ve walked in your boots.

Our Bank is strong financially and teeming with experienced lenders and helpful staff. Our owners are fourth- and fifth-generation community bankers, with roots in the agricultural-rich south central Kansas. We want to help you and your family business succeed, too.

CBK understands that farmers and ranchers need financial representatives who speak their language and have first-hand knowledge of agricultural business needs. Our agriculture loan officers can help with everything from basic ag lending to assistance with government lending programs specifically designed for farmers and ranchers.

Ag Lending Options

  • Livestock financing
  • Crop inputs
  • Land purchases
  • Equipment loans
  • Operating lines of credit
  • Machinery leases
  • Debt restructure

Nurturing Relationships

Every Ag Lender at CBK is also a farmer or rancher. It’s in our blood.

For five generations, we’ve built personal relationships throughout Kansas to help agribusiness thrive — lending money for land acquisitions, livestock purchases, crop inputs and equipment. Farm visits are a regular part of ag lending.

Our roots run deep in this land, and no bank understands agribusiness better than we do. If you need working capital, call a CBK Ag Lender today!

Our Agribusiness Lenders

David Chappell
David Chappell Community Bank President 316.775.2200 Augusta NMLS ID: 879339
Jared Graber
Jared Graber Loan Officer 620.532.5162 Kingman
Sid Graber
Sid Graber Community Bank President/Chief Credit Officer 620.459.6221 Pretty Prairie
Dale Lonker
Dale Lonker Loan Officer 620.886.5686 Medicine Lodge
Kelly Wood
Kelly Wood Community Bank President 620.532.5162 Kingman

Loan Calculator

Farming isn’t always easy. We need the security of a lender that understands the ups and downs. Citizens Bank of Kansas knows what it takes for success today and in the future. They have the right banking philosophy and the right people to make it work. That’s why CBK is our bank.

Farmer on a tractor
My CBK Story

Banking isn't a money business... it's a people business. OUR HISTORY

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