Mortgage Rates
Comparison table of Mortgage Rates
Program
Interest Rate
APR*
30 Year Fixed
6.750%
6.816%
20 Year Fixed
6.250%
6.332%
15 Year Fixed
6.000%
6.101%
FHA 30 Year Fixed
6.125%
6.256%
VA 30 Year Fixed
6.125%
6.269%
Rural Development Fixed
6.125%
6.227%
Rates are effective as of April 28, 2025, and are subject to change without notice.
*Annual Percentage Rate
All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value. Fixed rate conventional loan rates are based on $400,000 loan amount, 75% loan to value, 780+ credit score, and a 30 day lock. FHA, Rural Development, VA loan rates are based on $400,000 loan amount, 96.5% loan to value, 780+ credit score, and a 30 day lock.
CD Rates
Comparison table of CD Rates
Term
Minimum Balance to obtain APY
Interest Rate
APY*
91 Day
$500.00
1.00%
1.00%
180 Day
$500.00
2.00%
2.02%
7 Month
$25,000.00
4.00%
4.06%
12 Month
$500.00
2.50%
2.52%
18 Month
$500.00
3.35%
3.39%
24 Month - One Time Bump
$500.00
0.40%
0.40%
30 Month
$500.00
0.40%
0.40%
48 Month
$500.00
0.45%
0.45%
60 Month
$5,000.00
0.75%
0.75%
*Annual Percentage Yield
Fees Incurred May Reduce Earnings.
Penalty Assessed For Early Withdrawal.
Rates are effective as of February 10, 2025, and are subject to change without notice.
Money Market Rates (Tiered)
Comparison table of Money Market Rates (Tiered)
Balance
Minimum Balance to obtain APY
Interest Rate
APY*
$500.00 – $24,999.99
$500.00
0.07%
0.07%
$25,000.00 – $74,999.99
$25,000.00
0.20%
0.20%
$75,000.00 – $99,999.99
$75,000.00
0.20%
0.20%
$100,000.00 – $249,999.99
$100,000.00
0.25%
0.25%
$250,000.00–$499,999.99
$250,000.00
0.30%
0.30%
$500,000.00–$999,999.99
$500,000.00
0.35%
0.35%
$1,000,000.00 and over
$1,000,000.00
0.55%
0.55%
Rates are effective as of February 10, 2025, and are subject to change without notice.
Savings Rates
Comparison table of Savings Rates
Account Type
Minimum Balance to obtain APY
Interest Rate
APY*
Regular Savings
$50.00
0.10%
0.10%
Rates are effective as of February 10, 2025, and are subject to change without notice.
Interest Bearing Checking Rates
Comparison table of Interest Bearing Checking Rates
Account Type
Minimum Balance to obtain APY
Interest Rate
APY*
Priority Interest Checking
$0.00
0.02%
0.02%
50+ Interest Checking
$0.00
0.02%
0.02%
Platinum Interest Checking
$0.00
0.02%
0.02%
Priority Business Checking
$1,500.00
0.02%
0.02%
Rates are effective as of February 10, 2025, and are subject to change without notice.
