CBK will PAY YOU $10 to switch to Digital Statements in April! Learn more here.
Choose the Checking Account that’s Best for You
We offer a variety of personal checking accounts to suit your unique situation. Our team can help you decide or use our handy account wizard to determine which account is right for you.
Personal Checking Comparison
| Totally Free Checking | Priority Interest Checking | 50+ Interest Checking | Platinum Interest Checking | |
|---|---|---|---|---|
| Description | A free account for everyone! | Earn interest with the convenience of direct deposit or any automatic payment! | A perfect account for customers 50 and up! | An account for those interested in higher interest! |
| Minimum Deposit to Open | $50 | $50 | $50 | $1,500 |
| Monthly Service Charge | None | None | None | $6 (if balance falls below $1,500) |
| Overdraft Privilege (ODP) |  |
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| Earns Interest | |
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(higher interest rate with a balance of $1,500 or greater) |
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| Free Starter Pack of Checks | |
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(and free standard checks going forward) |
(and free standard checks going forward) |
| Free Instant Issue Debit Card | |
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| Free Digital Banking | |
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| Free Bill Pay | |
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| Free eStatements with Online Check Images | |
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| Free Thank You Gift | |
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| How to Open an Account | Apply Online | Apply Online | Apply Online | Apply Online |
To earn a higher rate of interest, will you always keep more than $1,500 in your checking account?
Interest Bearing Checking Rates
| Account Type | Minimum Balance | Interest Rate | APY* |
|---|---|---|---|
| Priority Interest Checking | $50.00 | 0.02% | 0.02% |
| 50+ Interest Checking | $50.00 | 0.02% | 0.02% |
| Platinum Interest Checking | $50.00 | 0.05% | 0.05% |
| Priority Business Checking | $50.00 | 0.02% | 0.02% |