Our digital world can be scary. Recent headlines of data breaches for Ascension Via Christi, the City of Wichita, AT&T, and others make us all wonder “what can we do to protect our account information?” This list provides a good starting point:
1. Review Your Bank Accounts: Utilize Digital Banking frequently and watch for any suspicious activity. If you see something, contact CBK immediately.
2. Change Your Password: If the affected account is password protected, immediately change the password for the account with a strong, unique password. Consider using a password manager such as LastPass to generate and store complex passwords.
3. Enable Two-Factor Authorization: Whenever possible, add an extra layer of security by establishing a second form of verification, such as a one-time passcode sent to your phone.
4. Monitor Statements: Keep a close eye on your financial statements – for example credit card statements and monthly bank statements – for any unauthorized transactions. Immediately report unauthorized transactions.
5. Utilize Credit Cards for Online Purchases: Debit cards are convenient, but the additional safeguards provided by credit cards are important when making online purchases.
6. Update Security Software: Make sure all your computers and devices have up-to-date antivirus and anti-malware software installed. Run scans in the software to ensure your systems are clean.
7. Be Wary of Phishing Attempts: Phishing attempts often follow data breaches. Be cautious of any emails or messages that seem suspicious, especially those asking for personal information or login credentials.
8. Consider Freezing Your Credit Report: If you believe your personal information, such as your Social Security number, has been compromised, consider freezing your credit to prevent identity theft. You will need to contact all three credit reporting agencies; additional information available at https://www.usa.gov/credit-freeze
9. Educate Yourself: Learn from the experience. Understand how the breach occurred and take steps to prevent similar incidents in the future. This might involve being more cautious with your personal information online or using additional security measures.
If you have any questions, contact your local branch.