Home Equity Loans

For Repairs, Renovations, and Other Remedies

Home Equity Lines of Credit

Our home equity line of credit (HELOC) allows you to use the equity in your home to create a flexible and affordable way to meet your borrowing needs. Here are some common HELOC applications:

Home improvements
Major life events
Education expenses
Debt consolidation
Emergency reserve
And more

Home Equity Loan

Designed for larger borrowing needs, this loan offers a fixed rate for five years, with fully amortized principal and interest payments.

Minimum loan amount $10,000
Fixed rate for five years, then adjusts annually
Primary residence
Useful for large home improvements and other capital needs

Apply now at your local branch.

Mortgages

If you're looking for a more traditional mortgage we an help there as well. Learn about the various types of mortgages offered by Citizens Bank of Kansas.

Learn more